:root{--ink:#183e51;--muted:#536d79;--blue:#edf6fa;--green:#edf5ec;--line:#d7e3e8;--accent:#b9d7c3;--white:#fff;font-family:Arial,Helvetica,sans-serif;color:var(--ink);font-size:16px;line-height:1.55;background:white}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:20px}body{margin:0}a{color:inherit;text-underline-offset:4px}button,input,select{font:inherit}button,a,input,summary,select{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}button{cursor:pointer}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #337ba0;outline-offset:4px}p{margin:0 0 16px}h1,h2,h3{line-height:1.16;margin:0 0 18px;letter-spacing:-.035em}h1{font-size:clamp(34px,3.3vw,50px);font-weight:700}h2{font-size:30px}h3{font-size:19px;letter-spacing:-.02em}small{font-size:12px}.wrap{width:min(1200px,calc(100% - 72px));margin:auto}.preview-bar{background:#f0f4f6;border-bottom:1px solid var(--line);padding:7px 30px;display:flex;align-items:center;justify-content:space-between;font-size:11px;letter-spacing:.06em}.preview-bar label{display:flex;gap:10px;align-items:center}.preview-bar select{border:1px solid #b5c6cf;border-radius:5px;background:white;padding:3px 9px;font-size:12px;color:var(--ink)}.header{display:flex;align-items:center;gap:36px;height:92px;border-bottom:1px solid var(--line)}.brand{text-decoration:none;display:flex;flex-direction:column;line-height:1.2;min-width:160px}.brand strong{font-size:23px;letter-spacing:-.04em}.brand small{margin-top:5px;letter-spacing:.04em}.header nav{display:flex;gap:30px;margin-left:auto;font-size:14px}.header nav a{text-decoration:none}.button,.outline{display:inline-flex;gap:20px;align-items:center;justify-content:center;padding:13px 19px;border-radius:8px;border:1px solid var(--ink);background:var(--ink);color:#fff;text-decoration:none;font-size:14px;font-weight:700;min-height:46px;line-height:1.4}.button:hover{background:#28586f}.button.small{padding:10px 16px;min-height:40px}.outline{background:white;color:var(--ink);border-color:#9cb2bf}.outline:hover{background:var(--blue)}.button span{margin-left:auto}.hero{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:start;padding:34px 0 32px}.breadcrumb{font-size:12px;color:var(--muted);margin-bottom:33px}.eyebrow{display:block;font-size:10px;letter-spacing:.16em;font-weight:700;margin:0 0 14px;color:#496b7d}.dot{display:inline-block;width:6px;height:6px;background:#2f7799;border-radius:50%;margin-right:6px}.lead{font-size:18px;line-height:1.55;max-width:490px;margin:22px 0}.hero-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin:24px 0 17px}.text-link{font-size:14px;font-weight:600}.trust{list-style:none;display:flex;padding:0;gap:18px;font-size:12px;margin:22px 0}.trust li:before{content:'✓';color:#3d7962;margin-right:6px}.identity{font-size:12px;max-width:430px;color:var(--muted);padding-top:20px;border-top:1px solid var(--line);margin-top:22px}.calculator-card{background:var(--blue);border:1px solid #d2e5ed;border-radius:16px;padding:22px 20px 10px;margin-top:3px}.card-heading{display:flex;align-items:flex-start;gap:15px}.card-heading h2{font-size:24px;margin-bottom:10px}.card-heading .eyebrow{margin-bottom:8px}.year-pill{font-size:10px;white-space:nowrap;background:white;border:1px solid var(--line);padding:4px 7px;border-radius:20px;margin-left:auto}.muted{color:var(--muted)}.calculator-card>.muted{font-size:13px;margin-bottom:7px}.calculator-card iframe{border:0;width:100%;display:block;background:transparent;min-height:300px;border-radius:8px}.source-note{font-size:12px;line-height:1.6;color:var(--muted);margin:10px 0 0}.section-nav{border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;gap:8px;padding:13px 0;flex-wrap:wrap}.section-nav a{border-radius:25px;padding:6px 13px;background:#f4f7f8;text-decoration:none;font-size:12px}.section-nav a:hover{background:#e1eff5}.section{padding:50px 0}.section-head{display:flex;justify-content:space-between;align-items:center;gap:30px;margin-bottom:22px}.section-head h2{margin:0}.portrait-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:90px}.portrait-grid p{font-size:15px;max-width:560px}.facts{margin:0;background:#f7f9fa;border-radius:12px;padding:8px 23px;align-self:start}.facts div{display:flex;justify-content:space-between;gap:24px;border-bottom:1px solid var(--line);padding:13px 0;font-size:13px}.facts div:last-child{border:0}.facts dt{color:var(--muted)}.facts dd{margin:0;text-align:right;font-weight:600}.model-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.model{background:#f6f9fa;padding:22px 20px;border-radius:12px;display:flex;flex-direction:column;align-items:start}.model h3{font-size:17px;margin-top:16px;min-height:40px}.model p{font-size:14px;color:var(--muted)}.model .tag,.model .text-link{margin-top:auto}.number{font-size:12px;color:#6a8998;border-bottom:1px solid #b9cdd7;width:26px;padding-bottom:6px}.tag{display:inline-block;border:1px solid var(--line);border-radius:30px;padding:4px 9px;font-size:11px;background:white}.tint{background:var(--green);margin-top:8px}.supplement-grid{display:grid;grid-template-columns:.9fr 1fr;gap:80px}.supplement-grid p{font-size:15px;max-width:480px}.supplement-grid .source-note{font-size:12px}.wishes{border:0;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:10px;align-content:start}.wishes label{background:#fff;border:1px solid #d1ded2;border-radius:7px;display:flex;align-items:center;gap:10px;padding:12px;font-size:13px;cursor:pointer}.wishes input{width:17px;height:17px;accent-color:var(--ink)}.wishes label:has(input:checked){border-color:#4b7e61;background:#f9fff8}.wishes .button{grid-column:1/-1;justify-self:start;margin-top:8px}.ratings-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;border-bottom:1px solid var(--line)}.ratings-grid p{font-size:15px}.rating-placeholder{border-left:3px solid #adcbd9;padding:15px 24px;background:#f7fafb;border-radius:0 10px 10px 0}.rating-placeholder h3{margin-top:16px}.rating-placeholder .source-note{font-size:12px}.rating-labels{display:flex;gap:8px;flex-wrap:wrap;font-size:11px;color:var(--muted)}.rating-labels span{background:#eaf0f3;padding:4px 8px;border-radius:4px}.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:28px;margin:25px 0 0}.steps li>span{width:29px;height:29px;display:grid;place-items:center;border-radius:50%;background:#e9f2f7;font-size:12px;margin-bottom:13px}.steps h3{font-size:16px;margin-bottom:9px}.steps p{font-size:13px;color:var(--muted)}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;border-top:1px solid var(--line)}.official-contact{padding-top:20px}.official-contact p{max-width:430px}.phone{display:inline-block;font-size:28px;text-decoration:none;font-weight:700;margin:12px 0}.address{font-size:14px;margin:30px 0}.address dt{font-size:11px;text-transform:uppercase;letter-spacing:.1em;margin-bottom:8px;color:var(--muted)}.address dd{margin:0}.request-card{background:var(--blue);border-radius:14px;padding:30px}.request-card h2{font-size:29px}.request-card>p{font-size:14px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.form-grid label{font-size:12px;font-weight:600}.form-grid input{width:100%;display:block;margin-top:5px;border:1px solid #9eb7c4;border-radius:7px;padding:9px 11px;min-height:43px;color:var(--ink);background:white}.full{grid-column:1/-1}.recipient{font-size:12px;margin:15px 0}.request-card .button{width:100%}.result{padding:20px 0}.result p{font-size:14px}.cancellation{display:grid;grid-template-columns:1fr 1fr;gap:30px 80px;border-top:1px solid var(--line)}.cancellation p{font-size:14px}.cancellation .source-note{font-size:12px}.letter-form{padding:22px;border:1px solid var(--line);border-radius:12px}.letter-form button{margin-top:20px;width:100%}.letter-result{grid-column:1/-1;padding:25px;background:#f6f9fa;border-radius:12px}.letter-result pre{font-family:Arial,sans-serif;font-size:14px;white-space:pre-wrap;line-height:1.8;max-width:750px}#letter-error{color:#a52a2a}.faq{padding-top:26px;padding-bottom:45px}.faq h2{margin-bottom:22px}.faq details{margin:4px 0;max-width:920px}.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:16px;padding:8px 0;font-size:14px;font-weight:600;min-height:38px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'+';font-size:20px;font-weight:400;line-height:1}.faq details[open] summary:after{content:'−'}.faq details[open]{background:#f3f8fa;border-radius:7px;padding:0 12px;margin:8px -12px}.faq details p{font-size:13px;line-height:1.7;color:var(--muted);padding:4px 25px 13px 16px;max-width:780px}.footer{border-top:1px solid var(--line);padding:26px 0;display:flex;justify-content:space-between;align-items:center;gap:20px}.footer p,.footer a{font-size:11px;color:var(--muted);margin:0}.footer .brand strong{font-size:19px}.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}[hidden]{display:none!important}
@media(min-width:1350px){.hero{gap:65px}.intro{padding-top:10px}}
@media(max-width:1000px){.wrap{width:calc(100% - 40px)}.header{gap:20px}.header nav{gap:15px}.hero{gap:24px}.hero-actions{gap:12px}.hero-actions .button{font-size:13px}.model-grid{grid-template-columns:1fr 1fr}.portrait-grid,.supplement-grid,.ratings-grid,.contact-grid,.cancellation{gap:35px}.brand strong{font-size:20px}.trust{flex-wrap:wrap;gap:10px}}
@media(max-width:720px){.wrap{width:calc(100% - 32px)}.preview-bar{padding:6px 16px;gap:8px;align-items:flex-start;font-size:9px;letter-spacing:0}.preview-bar>span{max-width:155px}.preview-bar label{gap:6px}.preview-bar select{max-width:150px;font-size:11px}.header{height:76px;gap:10px}.header nav{display:none}.header>.button{margin-left:auto;font-size:11px;padding:9px;gap:7px}.brand{min-width:0}.brand strong{font-size:21px}.brand small{font-size:10px}.hero{grid-template-columns:1fr;gap:24px;padding:24px 0}.breadcrumb{margin-bottom:19px;font-size:11px}.eyebrow{font-size:9px;margin-bottom:11px}h1{font-size:34px;line-height:1.09;letter-spacing:-.04em}h2{font-size:26px}.lead{font-size:15px;margin:16px 0}.hero-actions{margin:18px 0 12px}.hero-actions .button{font-size:12px;padding:12px}.hero-actions .text-link{font-size:12px}.trust{margin:15px 0}.identity{padding-top:12px;margin-top:15px;font-size:11px}.calculator-card{padding:18px 12px 10px}.card-heading h2{font-size:23px}.calculator-card iframe{min-height:320px}.section-nav{gap:6px;padding:12px 0}.section-nav a{font-size:11px;padding:5px 9px}.section{padding:32px 0}.portrait-grid,.supplement-grid,.ratings-grid,.contact-grid,.cancellation{grid-template-columns:1fr;gap:24px}.portrait-grid p,.supplement-grid p,.ratings-grid p{font-size:14px}.facts{padding:5px 16px}.facts div{font-size:12px;gap:14px}.section-head{display:block;margin-bottom:19px}.section-head>a{display:inline-block;margin-top:12px}.model-grid{gap:10px}.model{padding:16px 13px}.model h3{font-size:16px;min-height:36px}.model p{font-size:12px}.model .tag{font-size:9px}.model .text-link{font-size:12px}.wishes{gap:8px}.wishes label{padding:10px 9px;font-size:12px;min-height:46px;gap:7px}.wishes input{flex-shrink:0}.rating-placeholder{padding:16px}.steps{grid-template-columns:1fr 1fr;gap:20px;margin-top:20px}.steps h3{font-size:15px}.steps p{font-size:12px}.official-contact{padding-top:0}.request-card{padding:23px 18px}.request-card h2{font-size:27px}.letter-form{padding:18px 14px}.letter-result{padding:16px}.letter-result pre{font-size:12px;overflow-wrap:anywhere}.letter-result .hero-actions{align-items:stretch;flex-direction:column}.faq summary{font-size:13px;padding:8px 0}.faq details p{font-size:12px;padding-left:12px}.footer{flex-wrap:wrap;padding:23px 0}.footer p{width:100%;order:3}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{@page{size:A4;margin:18mm}body> :not(main),main> :not(.cancellation),.cancellation> :not(#letter-result){display:none!important}.cancellation{display:block;width:100%;padding:0;border:0;margin:0}#letter-result{position:static;background:white;padding:0;display:block!important;width:100%;margin:0}#letter-result h3,#letter-result .hero-actions,#letter-result .source-note{display:none}#letter-text{font-size:11pt;line-height:1.5;max-width:none;margin:0;white-space:pre-wrap}body{background:white}}

.insurer-brand{display:inline-flex;align-items:center;flex-shrink:0}.insurer-brand img{display:block;width:180px;height:34px;object-fit:contain}.footer-info{max-width:520px}.footer-info p+p{margin-top:5px}@media(max-width:720px){.insurer-brand img{width:145px;height:auto}.footer-info{width:100%;order:3}.footer-info p{width:auto}}
.insurer-brand{flex-direction:column;align-items:flex-start;gap:5px;max-width:230px}.insurer-brand img{height:45px;object-position:left center}.insurer-brand small{font-size:11px;color:var(--muted)}.insurer-wordmark{font-size:20px;line-height:1.15}.form-grid textarea{font:inherit;width:100%;display:block;margin-top:5px;border:1px solid #9eb7c4;border-radius:7px;padding:10px;background:white;color:var(--ink);resize:vertical}.directory-intro{max-width:750px}.directory-search{display:block;margin-top:22px;font-size:13px;font-weight:600;max-width:560px}.directory-search input{display:block;width:100%;margin-top:8px;padding:12px 15px;border:1px solid #a7bdc9;border-radius:8px;background:#f8fbfc;color:var(--ink)}.directory-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.directory-card{display:flex;flex-direction:column;align-items:flex-start;padding:24px;border:1px solid var(--line);border-radius:12px;text-decoration:none;transition:background .15s}.directory-card:hover{background:#f1f8fb}.directory-logo{height:68px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;margin-bottom:16px}.directory-logo img{width:160px;height:45px;object-fit:contain;object-position:left center}.directory-logo small{font-size:10px}.directory-card h2{font-size:20px;margin-bottom:10px}.directory-card p{font-size:12px;color:var(--muted)}.directory-card>span{margin-top:auto;font-size:13px;font-weight:600}.model p{overflow-wrap:anywhere}.official-contact a{overflow-wrap:anywhere}#hero-title span{overflow-wrap:break-word}.facts dd{overflow-wrap:anywhere}.directory-card .insurer-wordmark{font-size:18px}@media(max-width:900px){.directory-grid{grid-template-columns:1fr 1fr}}@media(max-width:550px){.directory-grid{grid-template-columns:1fr}.directory-card{padding:20px}.directory-logo{height:55px;margin-bottom:10px}.insurer-brand{max-width:170px}.insurer-brand img{max-width:145px;height:40px}.insurer-wordmark{font-size:17px}#hero-title{font-size:30px}}
.header{border-bottom:0}.hero{padding-top:0}.hero .intro{padding-top:0}
.document-section{border-top:1px solid var(--line)}.document-section .section-head p{max-width:740px;font-size:15px;margin:14px 0 0}.document-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px}.document-list{border:0;padding:0;margin:0 0 18px}.document-list legend{font-size:14px;font-weight:700;margin-bottom:12px}.document-strip{display:flex;align-items:center;gap:12px;padding:11px 14px;margin-bottom:8px;background:#f2f7fa;border-radius:7px;cursor:pointer}.document-strip:has(input:checked){background:#e5f0e9;box-shadow:inset 3px 0 #397855}.document-strip input,.comparison-choice input{accent-color:#183e51;width:17px;height:17px;flex-shrink:0}.document-strip strong{font-size:14px}.document-strip small{display:block;color:var(--muted);font-size:12px}.document-strip>span:last-child{margin-left:auto;font-size:20px}.comparison-card{background:#edf5ec;padding:22px;border-radius:10px}.comparison-card p{font-size:14px}.comparison-choice{display:flex;gap:10px;align-items:center;font-size:13px;font-weight:600;margin-bottom:16px}.current-insurer-label{display:block;font-size:12px;font-weight:600;margin-bottom:5px}#current-insurer{display:block;width:100%;background:white;color:var(--ink);border:1px solid #9eb7c4;padding:10px 12px;border-radius:7px;margin-bottom:16px}.request-intent{font-size:13px;line-height:1.5;padding-left:10px;border-left:3px solid #397855;margin-top:18px}#request-error{color:#a12525;font-size:13px}#request-form #request-submit,.header .button{background:#183e51;color:#fff;border-color:#183e51}#request-form #request-submit:hover,.header .button:hover{background:#28586f}.document-grid .button{gap:10px;text-align:center}@media(max-width:720px){.document-grid{grid-template-columns:1fr;gap:22px}.comparison-card{padding:18px}.document-strip{padding:9px 11px}.document-strip strong{font-size:13px}.document-strip small{font-size:11px}}
/* Compact form controls across the insurer pages and directory. */
.form-grid input,.form-grid select,#current-insurer,.directory-search input{box-sizing:border-box;height:36px;min-height:36px;padding:5px 10px;line-height:24px;margin-top:3px}
.form-grid{gap:9px 12px}
.form-grid textarea{padding:6px 10px;line-height:20px;margin-top:3px}
@media(max-width:720px){.form-grid input,.form-grid select,#current-insurer,.directory-search input{height:40px;min-height:40px;font-size:16px}}
/* Mobile-compact: Kurztexte mit Toggle, kompaktere Abstaende. */
.m-block{margin:0}
.m-toggle{display:inline-flex;align-items:center;gap:6px;margin-top:10px;padding:7px 13px;border:1px solid #9cb2bf;border-radius:999px;background:#fff;color:#183e51;font:inherit;font-size:12px;font-weight:700;line-height:1.2;cursor:pointer}
.m-toggle:hover{background:#edf6fa}
@media(min-width:721px){.m-toggle{display:none}}
@media(max-width:720px){
  .section{padding:26px 0}
  .portrait-grid{gap:16px}
  .section-nav{flex-wrap:nowrap;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none}
  .section-nav::-webkit-scrollbar{display:none}
  .section-nav a{white-space:nowrap}
  .m-block[data-mode]{margin:0 0 14px}
}